They say honesty is the best policy. I suppose that’s true when it comes to things like, telling your friend that the outfit she’s wearing does not look good on her. It’s true when your boyfriend says something that hurts your feelings and you have to confront him about it. It’s true when taking an exam and you decide to share your own responses and not your classmates. In such cases, yes, honesty is the best policy.

But when it comes to all things concerning finances, honesty is not the best policy. There’s no need to be honest about your finances. No one wants to know when you’re dealing with a severe financial hardship. That’s none of their business anyway. If you cannot attend an event due to finances, simply lie and say, I have other plans. You’ll have a way better outcome them disclosing the fact that your car payment is due on the 3rd and you won’t get paid again until the 15th and since their event falls on the 10th, you won’t have any money. Ain’t nobody got time for that. Saying “I have other plans” shuts the door and gives no room for follow-up questions.Read More »