Tag: investment

The Greatest Lie Millennials Believe

Scribbles and Tostitos26 Comments

Welcome to S&T’s #TBT! This week’s post is an official throwback post from 2015. I’m considering whether to re-release old posts on the blog every first Thursday of the month. Let me know your thoughts in the comments section! 

I remember when I found out that Santa Claus wasn’t real. I thought to myself:

Now, why would I ever believe that an oversized man in a big red suit fit down a narrow chimney with Christmas? How exactly did he fit? How could one man fly 24,901 miles in 24 hours around the world delivering gifts to 9 billion children? And how did he travel on an object intended for snow? Could he have at least rented a private jet?

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But I did. And if you’re honest, you did too.

In fact, we’ve all believed menarche at some point in our lives. I hate to be the bearer of bad news, but we millennials have endorsed yet another lie.

We believe that if we follow our passion, then the money will come. Money’s not important as living our dream life.

Now, I’m not saying that money is everything, but to the person who invented this quote, have you ever not had any money?

Have you ever been broke? Now, I’m not talking the Awww-man-I-can’t-afford-to-eat-at-a-five-star-restaurant-broke, I’m talking the I-don’t-have-money-to-eat broke. I’m talking the should-I-pay-rent-or-should-I-buy-my-children-food broke.

I’m talking the I-can’t-attend-your-birthday-party-because-I-have-$10-in-my-account-and-can’t-even-afford-to-pay-for-gas-to-get-there broke.

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I’m talking BROKE without the “K” or the “E.” You’re so broke, you’re BRO. Can’t even afford the last two letters of the word.

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If It Don’t Make Money, It Don’t Make Cents: My Journey To Financial Freedom

Scribbles and Tostitos2 Comments

financial freedomThe American education system has not done its due diligence in making sure students are savvy in all things concerning finances. In grade school, I do not remember taking a class on interest rates, credit cards, investment portfolios and other financial concepts. It is no wonder many millennial are in over their head in educational debt; many people purchase homes they cannot afford; and America’s debt amount is larger than any other nation’s. The reality is Americans are not the most frugal with money.

I am no different. In fact, circumstances have forced me to take a long, hard, look at the way I manage my finances and I must say things need to change. My educational debt needs to change. My credit card debt needs to change. My investment portfolio needs to change. My everyday habits need to change. But, most of all I need to change.Read More »